Section outline

  • Build Your Own Safety Plan 🛠️💖

    You’ve come a long way — from understanding what an emergency fund is to exploring insurance and government support. Now it’s time to take a small, powerful step: create your own personal safety net plan.

    • 🎯 Step 1: Set Your Emergency Fund Target

      • 👉 How many months of expenses do you want to cover? (Aim: 3–6 months)
      • 👉 How much is your average monthly essential expense?
      • ➡️ Multiply and note your target fund: ₹__________

      🩺 Step 2: Health Insurance Check

      • ✅ Do you already have health insurance? (Yes / No)
      • If yes, is it enough based on your city, age, and risk? (Refer to earlier calculator)
      • If no, list 1–2 options you can explore this month:
      • 1. ______________________
      • 2. ______________________

      🕊️ Step 3: Life Insurance Snapshot

      • ✅ Do you need life insurance? (See earlier section)
      • If yes, have you selected a term plan? Which one?
      • Have you considered adding a small LIC backup policy?

      🏛️ Step 4: Government Schemes You Can Enroll In

      • ✔️ PMSBY (Accident insurance)
      • ✔️ PMJJBY (Life insurance)
      • ✔️ Ayushman Bharat (Health cover)
      • ✔️ Atal Pension Yojana (For future pension)
      • List one action you will take to explore these: ______________________

      📝 Step 5: Make It Visible

      Write your safety plan on a paper or in your phone notes. Talk to your spouse, family, or a trusted friend. Keep a digital and physical copy of your insurance and fund details where someone can find them in case of emergency.

      🔐 Safety is not about fear. It’s about control, calm, and courage. Your future self will thank you.

      🌟 You are no longer just hoping things go right. You’re preparing to handle it — like the strong, smart woman you are.

    • 📊 Use Our Ready Google Docs (Optional)

      If you're comfortable using Google Docs, here’s a free version you can copy and fill online. 

      👉 Click here to copy the Safety Plan Google Docs

      Just make a personal & Private copy of this sheet by using File -> Make a Copy

      Tip: Use it on your phone with the Google Docs app for quick daily updates.