Life is full of surprises — not all of them joyful. A medical bill, job loss, or sudden expense can shake a family. But when you have a financial cushion, you're not scared — you're prepared. This course teaches you how to build that safety net: an emergency fund, smart insurance choices, and access to support when you need it most. No jargon, just clear, caring steps to help you feel secure. 🛡️🌸